Check list of documents to be obtained.

For Salaried Person
  • Two recent Passport size photograph.
  • Electricity Bill / Telephone Bill for proof of residence.
  • Voter ID card / Pan Card / Passport / Driving License.
  • Salary Slip for last 3months.
  • Statement of Bank A/c for last 6months where salary is credited.
  • Form-16 for last two years.
  • IT returns for last two years.
  • Money receipt towards payment made to builders.

For Professional / Self Employed / Businessman
  • Last 3 years income Tax Returns.
  • Last 3 years profit & Loss A/c statement.
  • Last 3 years Balance Sheet.
  • Last 6 months Bank A/c statement.
  • 2 Passport size photographs.
  • Electricity bill / Telephone bill for proof of residence and office.
  • Voter ID card / Pan Card /Passport / Driving License.

For Non Resident Indian (NRI)
  • 2 passport size photograph.
  • Copy of pass port with valid visa.
  • Copy of employment contract ( In English )
  • Proof of Abroad Residence.
    a. Telephone Bill
    b. Employer’s letter certifying the current mailing address (original )
  • Proof of local residence electricity / Telephone Bills
  • Last 3 months salary slip / Salary certificate ( Showing all deductions )
  • Last 6 months overseas Bank A/c statement (Salary A/c )
  • General Power of Attorney in favour of any relatives staying locally ( as per Bank’s format attested by Indian Embassy / Consulate Notary Public.
  • Copy of Identity card issued by the employer.
  • Brief write-up on the company where employed i.e. its constitution, activity, employee base, net profit etc.
  • Continuous Discharge Certificate (CDC) in case of Merchant Navy employment.

For Pensioners
  • Copy of pension Payment Order (PPO)
  • Last six Months Bank A/c statements where pension is credited.

Other Requirement
  • Name of two reference (other than family members / relative) with their address and telephone numbers.
  • Guarantor / Co-borrower -
    a. One passport size photograph
    b. Electricity / Telephone Bill
    c. Voter Id / Pan Card
    d. Income proof (Salary Slip / it returns)
  • Processing fee as per Bank’s rule from time to time.


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